Switch: Banking Built To Be Shared

4.7 on App Store · 500+ reviews

Moneythat’s builttobe shared.

Spin up unlimited accounts, pool money effortlessly, spend together with your friends, and get real-time payments that move money as fast as your plans.

Scan to download App

$1400.00

+ $322

Send money

Add people

$12,390

Pooled

New deposit activity

You received $32

James Reece

Owner

Saved

$300

Switch is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Switch Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

Get to know Switch

Switch isn’t another payment app. It’s the new standard for shared finances — combining effortless payments, pooled accounts, and smart controls for everything from friend groups to large organizations.

Shared accounts

Smart Debit cards

Perks and rewards

$500 of $700 collected

MoneyPools

Club accounts

Financial Controls

Event management

“The time and money Switch has saved us is unbelievable. We only wish we had joined sooner.”

Owen Flint

FSU Sigma Phi Epsilon

SHAREd Accounts: The best way to manage money together

Create unlimited accounts to manage money together for free. Stay organized, keep everything transparent, and stay in control. Perfect for friends, roommates, and clubs.

Built for anything

Create shared accounts for any purpose—club committees, housing, projects, relationships, or events—and keep group spending organized in one place.

SEND or receive MONEY

Instantly send money or receive money from anyone on Switch — in-app or on the web.

COMPLETE BANKING + MORE

Print or mail checks, deposit cash, send wires, all in one place. Manage funds instantly with built-in fraud protection, QuickBooks sync, and access to 42,000+ free All Point ATMs

Create for free

Fund any account instantly from any Switch account, MoneyPool, or any bank in the US.

FDIC-Insurance up to $3,000,000
Deposits held in a Switch-sponsored account may be eligible for FDIC pass-through insurance. Pass-through insurance coverage is subject to conditions. Read More

instantly Assign anyone a visa

debit card

Say goodbye to chasing reimbursements or messy spreadsheets—track your expenses together in real time. Issue one-time or multi-use Switch Visa debit cards in seconds to share spending with anyone from any account. Smart controls keep you in charge, while your group enjoys effortless, transparent spending.

Custom Spending Limits

You can set a spend limit on any Switch card so you won't be charged for more than you authorize.

Limit $1,000

Jacob Gladwell

Full Access

Limit $5,000

Jaber Kansas

Apple & Google Wallet Ready

Instantly add your virtual card to Apple Pay or Google Pay for seamless tap-to-pay, or order a physical card for longer term use.

Pause or Close at Any Time

To proactively protect against data breaches or misuse, you can pause or close a Switch Card anytime, anywhere without impacting your other cards.

New deposit activity

You received $32

Real-time alerts & oversight

Get instant notifications on every transaction and keep full visibility across all spending.

Advanced data protection keeps you and your information safe

Privacy is PCI-DSS compliant and SOC 2 Type II certified, and your data is secured by 256-bit encryption.

Get up to 20% cashback & perks at 100’s of retailers you love!

We’re partnered with brands that you love to receive instant cash back!

Discounts on local spots

Discounts on food

Discounts on tickets and attractions

moneypools: The easiest way to collect money from a group.

Switch brings everything into one place — collect money, track payments, and keep everyone on the same page.

Get started in seconds, share with anyone, no download required, track who paid together.

Open a MoneyPool in less time than it takes to read this sentence—right from our website, iOS, or Android app.

20+ features make collecting money a breeze

Set Goals

Collect as a group and track progress toward your shared goal.

Text Blasts

Send messages to every member of a pool - no download required.

Easy refund

Issue one-click refunds without the hassle.

Activity feed

Track progress toward your shared goal.

Event Check-in

Collect as a group and track progress toward your shared goal.

Payment plans

Set up automatic payment plans that pull from accounts on schedule.

Set limits

Control how many spots or tickets each person can purchase.

Hide payments

Keep things private by hiding payments you don’t want the group to see.

Make anything happen

Whatever the reason, Switch makes it easy to collect, manage, and spend money with a group.

And whatever you can think of!

Tools built just for your organization

Create a business account to gain extra features just for you and your organization.

Allow multiple organization admins

Let your exec or advisors do their part—move money, open accounts—while you stay in control of what everyone can (and can’t) do.

Easy Account transfer

When your term ends, in seconds pass full control to the next leader with Face ID — no paperwork, no stress.

Connect

Connect to any existing dues management platform or bank for easy reconciliation.

AI Receipt capture

Coming soon: Turn on receipt capture to get a picture of each receipt for all purchases.

Trusted by 100’s of leading national organizations

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Loved by everyone

The switch platform makes managing expense tracking so easy
Charlie Cohen, President, Miami Alpha Epsilon Pi

The app is super easy to use. Highly recommend.
Jackson Laite, Treasurer, USC Sammy

The team at Switch is awesome! They always respond the day of, and explain everything clearly.
Harper Cox, Treasurer, KSU Alpha Sig

Switch changed the game of having to constantly exchange physical cards and managing budgets.
Foster Stephens, Treasurer, Tamu Phi Delt

Switch has significantly improved collection process
Colton Guthery, Treasurer, OU Pike

Switch has made a huge positive impact on our chapter’s financial operations.
Brett Hays, Treasurer, UNC Charlotte STG

Switch had allowed us to seamlessly collect and disperse our financials. Can’t imagine going back
Garv Kapoor, UCSD LXA

Switch is a great platform and has completely changed the way we handle our finances
Kobe Michail, Treasurer, Rollins TKE

The different accounts and money pools make organizing the funds very simple and efficient.
Derrick Lee, Treasurer, South Carolina Delta Chi

The future of shared money

1,000+ organizations

Upgrade to get more

Monthly

Yearly

Standard

$0 /month /yearly Comes with all the basic features you need for your money goals
Unlimited shared accounts & money pools
Unlimited virtual debit cards
Send money to other Switch users
Limited text blasts
Multiple payment options
FDIC insurance on your funds

PRO

Most popular $10 $100 /month /yearly Or FREE when you maintain a min of $5k balance across all your Switch accounts Everything in Standard
2 physical debit cards a year
Up to 50% cash back at partner retailers
Free ATM access @ 42k+ locations
Free unlimited text blasts
Free mailed and printed checks
Over $1,000 in Avg value

premium (Clubs & orgs only)

$100 $900 /month /yearly Or FREE when you maintain a min $50k balance across all your Switch accounts. Everything in Pro
990N + 990EZ Tax Filings Included
Send members to collections
Account concierge
Priority support
Over $5,000 in Avg value

Got questions? we’ve got you

Does Switch charge fees?
How does Switch make money?
Are my funds FDIC-insured?
How is Switch different from Venmo, Splitwise, or PayPal?
Difference between a shared spending account and a money pool
Do people have to download an app?
Why choose Switch over a traditional bank?
Does Switch work with national organizations and universities?

Share money. Share life.

get started in less than 2 minutes

Download Switch

Switch is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Switch Visa Debit Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC.